At Umi Capital, the small business hustle runs deep in our veins. We help the underdog. We build trust with owners by moving fast, making unscalable things work, and communicating effectively. Like all owners, we started as a dream, and realized that more owners need a CFO to grow their business at a much lower cost than $300,000 per year.
How It Works
Step 1: CFO Audit
Discuss owner goals and barriers.
Review financial health based on income statement, cashflow statement, and balance sheet.
Identify opportunities and risks.
Set actionable next steps.
Step 2: Onboarding
Review accounting books with you or your current/previous accountant for accuracy.
Define processes and deliverables.
Develop the first version of your custom financial forecast model by the end of Month 1.
Prioritize your goals and create a plan that translates to financial targets.
Work on any high priority challenges.
Step 3: Ongoing CFO or Bookkeeping Support
Bookkeeping Support
Monthly Cash or Accrual Accounting
Accounts Payable and Accounts Receivable
General Ledger and Bank Reconciliations
Expense categorization
Inventory management
Bookkeeping clean-up
Month-end close
Unlimited Slack and Email + Monthly Close Meeting
CFO Support
Monthly CFO meeting to discuss strategy and review financial performance.
Monthly CFO Package complete with CFO recommendations, forecasting, financial reporting, variance analysis, and KPI tracking.
Unlimited Slack and Email.
Business support on all difficult decisions, such as raising non-dilutive capital, choosing vendors for 3PL/Marketing/banking, demand planning, and more.
What We Do Best
Small Business Bookkeeping
We understand how to consistently and accurately identify, record, and reconcile business transactions in an efficient manner on your general ledger.
Budgeting & Forecasting
Three statement financial model to project income, cashflow, and the balance sheet. With our financial model, you will know when and where cash is moving, so that you can make the best decision for your business.
Financial Reporting & Analysis
Use proprietary analytics to understand leading and lagging business outcomes, and take action to create positive change.
Sensitivity Analysis & Decision Making
Be at your side to make difficult decisions: Increase Marketing Spend, Find New 3PL, Hire New Employees, Reduce Overhead, Hire Virtual Assistants, Invest In Product, Prepare For Acquisition, Raise Non-Dilutive Funding.
Sales & Operations Planning
We are experienced operators that know how to set sales targets for various product and service models, manage customer acquisition and retention through marketing, and create efficient process to deliver products and services on time.
